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The Required Documents

  • Past two (2) years W-2 statements.
  • Pay Stubs covering the last (30) thirty days.
  • Most recent three months banks statements.
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts.
  • Photocopies of any stocks or certificates of deposits.
  • Copy of the purchase and sale agreement.
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord.
  • If divorced… a fully executed divorce decree.
  • For a refinance, a copy of the deed, and most recent tax bill.
  • A letter of explanation for any known credit problems.

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns- including all schedules.
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.
  • Different Programs require varying amounts of documentation. The loan program you select may require more or less documentation.
 
 
 
Peach Tree Home Loans - DBA Evofiplatinum Lending
2900 Horizon Ridge Prky #120 Henderson, NV 89052
 
 
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